First-Time Buyer

Have you been dreaming of buying your first home, but don't know where to start? At Watermans, our industry experts are happy to help a first-time buyer get into the property market in Scotland.

Property Purchase Made Simple!

"Shawn explained everything in a simple manner, made us feel safe and confident that solutions were around the corner and he was going to make it happen. Shawn was very diligent, and got things done quickly and professionally".

Y Rodriguez, Estate Agency & Conveyancing Services

The Short of it

  • Buying your first home can be both exciting and nerve-wracking,

    and at Watermans, we understand that.

  • We have decades of experience in the property market.

    We know what to look for, and we can use that knowledge to help you to find your dream home.

  • We handle the legal side of things for you,

    so that you can relax and enjoy the property-buying process.

  • Everything we do at Watermans is about getting you the resolution you need and

    and providing Straightforward legal advice. It should be that simple.

  • The Long of it

    Why Watermans?

    At Watermans, our expert legal team are devoted to helping first-time buyers to get on the property ladder. We have helped thousands of people to buy their first home, and are here to help you to begin your journey to becoming a new homeowner.

    Buying your first home and finally getting onto the property ladder can be so exciting, however we also understand that it can seem extremely daunting. Emotional and financial worries can rear their heads during this process to overshadow what should be a joyful part of your life. We are here to ensure that does not happen and that your house buying experience is fully enjoyable and memorable for all the right reasons. With Watermans, you are not alone. Our friendly and knowledgeable team will

    • help you navigate the property market, from your initial interest to the exchange of keys
    • assist you in finding the best mortgage and in getting your Mortgage in Principle
    • provide a free, no obligation quote for a First-Time Buyer Purchase Consultation
    • give you a detailed overview of all the costs involved when buying your first home
    • explain the house buying process in Scotland in simple, understandable terms
    • register a formal Note of Interest and submit an offer on your behalf

    Plus, when we help secure your ideal property, we provide a fixed-rate conveyancing service, with upfront and transparent costs, for the legal exchange of your new home into your hands. In the vast majority of purchases, we can also act on behalf of your mortgage lender, too.

    Remember, being a first time buyer is exciting. We take the hassle out of the legal side of things, so that you can enjoy this milestone experience.

    Buying a property in Scotland

    With Watermans, buying a property in Scotland could not be easier. We have decades of experience in the Scottish property market and a deep understanding of all the legal requirements involved in the house buying process.

    We have extensive knowledge of Scotland’s cities, towns, and villages and all the residential areas therein. This proves helpful in many ways, from providing comparison properties to deciding the right amount for a first offer. We share our knowledge, so that we can help you to find the perfect property.

    We know what to look for and can cater to your needs and expectations. We provide a full house buying service from start to finish, including:

    • legal advice tailored to you and your ideal property
    • professional advice on Land and Buildings Transaction Tax (LBTT)
    • professional advice on Additional Dwelling Supplement Tax (ADS)
    • price and property comparisons, looking at a range of similar properties
    • location advice on the areas in Scotland that best suit your needs
    • our inside knowledge of Scotland’s housing market, giving us a lead in price negotiations
    • our expertise in engaging with third parties in Scotland, instructing surveyors, dealing with lenders, and instructing condition reports where necessary
    • all due diligence associated with buying a house in Scotland, such as perusal of Title Deeds, Reports, Plans, alterations, documents, and any other associated paperwork

    Property purchase service

    As part of our property purchase service at Watermans, we will

    • explain information in the Home Report and other documentation
    • explain legal terms and the buying process
    • determine the best amount to offer to secure your new home
    • use professional purchasing tactics & negotiate on your behalf
    • provide a Note of Interest and make a Formal Offer on your behalf
    • complete the full conveyancing process

    We are here to help you with buying your first home. We guide you from your initial interest in a property right up to the exchange of keys. We update you when a house comes on the market that meets your requirements, and assist you in finding a mortgage that suits you. At Watermans, we understand that buying a property is a milestone in your life, and the process can seem quite daunting. However, we explain the property buying process in Straightforward terms, and handle the legal side of things for you. Call us today to speak to one of our expert estate agency team.

    Found a property?

    Have you seen a property that appeals to you? Let us know and we will send a formal Note of Interest on your behalf. Doing so ensures that:

    • the estate agent and seller are aware of your interest in the property
    • you get the chance to make an offer
    • you will be informed if there is a set closing date
    • we have time to advise and strategize for the purchase
    • we can find out how many other Notes of Interest have been submitted
    • we can gauge the level of competition and advise on the next steps

    When you are ready to submit an offer on your dream home, we will utilise our in-depth knowledge of the property market, reviewing the current trends and our expertise of the area to determine the best offer to submit, potentially saving you money in the process. From here, we will:

    • implement a bidding strategy
    • perform negotiations on your behalf
    • liaise with you during negotiations
    • create a plan of action should the offer be refused
    • determine a counter offer if required and advise on the next steps
    • complete the conveyancing process on the acceptance of an offer, ensuring the legal exchange of contracts
    • celebrate the purchase of your new home with you!

    Get in touch with us

    Everything we do at Watermans is about getting you the resolution you need and making that process straightforward. Start the process by sending us your details below or calling us on 0131 555 7055


    Our property expert

    “My clients would describe me as being approachable, down to earth and easy to get on with. This allows me to build relationships with my clients and provide straightforward legal advice without all the jargon.”

    Shawn Wood, Head of Property Law