Uninsured Driver Claim and Motor Insurer Bureau (MIB)

It is a criminal offence to drive a vehicle without insurance, yet people still do it.
If you are involved in an accident with an uninsured driver, and it wasn't your fault, you may still be entitled to compensation through an uninsured driver claim.

Hassle Free

“I’d like to thank Jonny Richardson in particular. He is very polite and friendly, and explained things in a way that I understood. He made the whole process hassle and stress free for me.”

L Duthie, Personal Injury Claim

The Short of it

  • It doesn't matter if you are a driver, a passenger or a pedestrian,

    you can still make a claim against an uninsured driver as a result of an accident.

  • If the accident wasn't your fault, you could be entitled to compensation for loss of earnings,

    medical costs and any other expenses incurred as a result.

  • Our team at Watermans have the skills and expertise to guide you through the legal process

    behind claiming against an uninsured driver.

  • Everything we do at Watermans is about getting you the resolution you need

    and providing Straightforward legal advice. It should be that simple.

  • The Long of it

    Uninsured driver accidents

    Uninsured driver accident claims

    Car insurance is a legal requirement in place to protect road users – and it’s a criminal offence to drive without being insured. Sadly, thousands of people continue to go behind the wheel without insurance. If you’ve been involved in an accident with an uninsured driver, you could be due compensation.

    Whether you’re a driver, passenger or a pedestrian involved in an accident caused by an uninsured driver, you may be entitled to compensation. The Motor Insurers Bureau (MIB) Uninsured Drivers Agreement provides a route for the injured party in uninsured driver accidents to claim compensation.

    If you want to start a claim against an uninsured driver, we will guide you through the entire process and assist in submitting your application. The MIB will then investigate and assess compensation based on your individual circumstances.

    Involvement in any type of road traffic accident can be distressing, however collisions involving uninsured drivers can make the situation even more stressful for you. At Watermans, our legal team is able to guide you through the entire process and assist in submitting your claim for the compensation that you deserve.

    Making a claim

    How do I make an uninsured driver accident claim?

    If you have been involved in an accident in the last three years with an uninsured driver, you could be entitled to compensation. If the accident wasn’t your fault, then you have a right to be compensated for

    • medical costs
    • loss of earnings
    • any other expenses incurred due to the accident

    It is important to note that if the driver who caused the accident refuses to provide insurance information at the scene, it is imperative that you make a formal complaint to the police. You should also consult your own insurance policy and notify your insurer of the accident if you are required to do so. You must provide as much information as possible regarding the driver and the vehicle concerned.

    At Watermans, we can help you throughout the process of creating and submitting a compensation claim to the MIB. We understand that it might seem a daunting task, but we are here to take care of all the legal stuff, so that you can concentrate on recovering from your accident.

    How much compensation?

    How much compensation for an uninsured driver accident?

    The amount of compensation you’ll be able to claim for as a victim of an uninsured driver accident can vary considerably. If you were in your vehicle at the time of the accident, your injuries may be minor. If you were a pedestrian, it is likely that your injuries will be more serious. Either way the collision is likely to have caused you significant pain, discomfort and inconvenience.

    Where injuries are more significant, the compensation can be a lot higher because of the impact the injuries will have on your lifestyle, work and even personal relationships. In such cases, the compensation received will support you throughout your recovery and long after your claim to make sure you receive the appropriate treatment, support and rehabilitation.

    Why Watermans?

    Why should I choose Watermans to pursue my claim?

    Watermans make legal services look and feel easy so people can move forward in life.

    Watermans are one of the leading personal injury firms in Scotland. We act only for people who have been injured in an accident, and never for the at-fault party, nor insurance companies who defend these cases.

    Our expert team are committed to doing everything to make the claims process straightforward for our clients following an accident. We take the hassle from you and fight each case to secure the maximum level of compensation. We also provide access to a range of additional services, such as physiotherapy and psychological treatment to ensure you recover from your injuries as soon as possible and get your life back on track.

    Our expertise in personal injury covers a wide range of areas including accidents at work, public liability claims, road traffic accidents, fatal and serious injury claims and cases relating to child and historical abuse.

    We represent thousands of clients throughout Scotland each year, securing millions of pounds in compensation for our clients. We work on a no win a fee basis, which means that if your claim is unsuccessful, you won’t end up out of pocket.

    Watermans

    Straightforward Legal Advice

    How much could you claim?

    The figures quoted are a rough guide to show you the amount you could receive as compensation for your injury. Our solicitors will advise you in more detail about your specific claim.

    Your claim could be worth...

    Claim Worth

    The figures quoted are a rough guide to show you the amount you could receive as compensation for your injury. Our solicitors will advise you in more detail about your specific claim.

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    Get in touch with us

    Everything we do at Watermans is about getting you the resolution you need and making that process straightforward. Start the process by sending us your details below or calling us on 0131 555 7055

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    Our personal injury claims expert

    “I enjoy the challenge of putting my clients back in a position they would have been in, had they not been unfortunate to suffer an accident through no fault of their own.”

    John Dillon, Head of Dispute Resolution