How much compensation can you claim for a back or neck injury in a car accident?

25th Jun 2019
Agata Myszkowska

Marketing Manager


How much compensation can you claim for a back or neck injury in a car accident?

A number of factors affect the amount of back injury compensation pay-outs you are entitled to following a car accident. Your injuries, loss of earnings and any out-of-pocket expenses need to be considered. 

What to do after a car accident?

It is important to note many people do not suffer from any symptoms straight away. It often takes days, or even weeks, for symptoms to show or have an impact on your day-to-day life. Sometimes symptoms can go unnoticed or don’t seem directly connected to the accident. That is why it is essential to see your doctor straight after a car accident, regardless of whether or not you are feeling well. Watch out for recurring or increasing headaches, neck and back pain, abdominal swelling, emotional pain, nightmares, or PTSD. 

Injuring your back and neck in a car accident is distressing for several reasons. These injuries, no matter how minor, can affect everyday tasks in your life. If you were either the passenger or the driver in a car accident, and you feel the accident was not your fault, you are entitled to claim compensation for your injuries from the party which caused the accident.  

If the driver responsible for causing you an injury is a friend or relative, you may understandably be hesitant to claim compensation out of concern for the person you know will have to cover all costs. However, the claim is against their insurer and any compensation payout will come from them. If the responsible party is uninsured, your compensation will be paid by the Motor Insurers’ Bureau (MIB). 

After being in a car accident, the first step is to contact us for a free, noobligation consultation. As soon as we’ve got the details of the accident and your injuries, we will confirm whether you’re entitled to a whiplash claim pay-out. 

How much compensation for whiplash?

The most common type of injury in a car accident is “whiplash”, which means you’ve damaged the soft tissue in the neck. It is caused by a sudden movement, which occurs during a car accident. Other common injuries include fractures to the bones in the neck (vertebrae). 

Injuries to the lower and mid-back are quite common in car accidentsAgain, this is due to the violent impact that takes place. 

Average compensation

So, how much compensation can you claim for a whiplash injury? This is dependent upon the extent of your injury, but the following should give you a rough estimate of your whiplash claim value.  

  • Whiplash type injuries with complete recovery taking between a few weeks and a year – up to £2,850
  • Whiplash type injuries with complete recovery within 2 years – up to £5,150
  • Moderate neck injury – such as severe whiplash or wrenching injury – up to £16,400
  • Fractures or dislocations necessitating spinal fusion – up to £21,600
  • Claim for ruptured tendons leading to permanent disability – up to £36,000

These figures are only guidelines; they’re based on the average compensation for soft tissue injuries, namely whiplash. 

How much can you claim for a back and neck injury in a car accident?

Again, this is similar to whiplash injuries and is very much dependent on the exact neck and back injuries suffered. There are several factors that could affect the claim value including your lifestyle and how long you’ve been off work.  

Average compensation for back and neck injuries 

  • £750 to £2,500 for a full recovery within 1 year
  • £2,400 to £4,250 if you make a full recovery within 2 years
  • £4,250 to £7,750 for the slow recovery of more than minor symptoms with pain for a number of years 
  • £7,750 to £13,750 for permanent symptoms

Neck and back injuries are often interlinked so it’s best to contact your solicitor to find out exactly what you are entitled to claim for. Again, make sure you see a personal injury solicitor immediately after your accident. 

You can also use our soft tissue injury compensation calculator which has been created to estimate how much you may be able to claim for, based on the injuries you have sustained. 

How to claim injury in a car accident? 

Contact Watermans Solicitors, who are experts in personal injury claims and provide them with your exact details to find out more. After obtaining medical reports, our solicitor will be able to assess more accurately the value of your injuries.  

We will be able to help you find the best medical care and physiotherapy available so you can get back on your feet as quickly as possible. The costs of any medical treatments will be recovered from the insurance of the at-fault party, so you don’t end up out of pocket.