Bicycle accident claim tips

There are hundreds of cyclists involved in road accidents each year in Scotland.

And while cyclists are a resilient bunch, who are used to the odd scrape or two, they’re just as entitled as other road users to claim for compensation following a personal injury accident.

Cyclists need to be prepared

In 2012 the number of cyclists killed on U.K. roads rose by 10%. That’s why it’s important that all cyclists know just what to do if they’re unfortunate enough to be involved in a road accident.

Being involved in an accident isn’t something you think about until it happens. But it’s better to be prepared now, so that you know what to do if the situation arises.

Hopefully, by reading through this article, you’ll have the confidence to make a claim should you need to.

How to know if you’re entitled to compensation

If you have been injured in an accident that was not your fault, you’ve every right to pursue a claim.

To make a bike claim you must show that the other person involved was negligent, and that your injuries have resulted from this negligence.

It can, sometimes, be hard to know who is at fault in an accident. Luckily, Watermans Accident Claims and Care can take an in-depth look at the series of events that occurred before, during and after the accident, in order to determine who was at fault.

Please note that if the other party involved has already paid you compensation, then you are no longer entitled to claim for anything further.

Steps to making a claim

Gathering evidence is crucial in making a claim following an accident; it helps if you keep hold of as much information as possible from the date the accident took place.

Following these five steps can prepare you in the event that you need to claim for compensation.

What to do after a cycle accident

  1. Receive medical attention immediately
    Even if you feel fine, it’s important to get checked out by a doctor. Some injuries, such as back and neck injuries, can take a few days to show symptoms. You could suffer a variety of injuries in a cycling accident, from minor injuries to more serious ones. These can include:

    • Collar Bone Injuries
    • Facial and Dental Injury Claims
    • Fractures
    • Whiplash Injuries
    • Concussion Injuries

    Remember to keep a record and receipt of all medical attention received.

  2. Exchange details
    Take the details of the other party involved. These should include:

    • Name, address & phone number
    • Vehicle registration number
    • Insurer details

    You should also give them your details.

  3. Take photos of the accident scene
    If possible take photos when the accident takes place, there are apps out there that walk you through the process and allow photos and evidence to be gathered. If you can’t do it on the day, try to return in the following days to take photos.
  4. Report the case to the police
    Contact the police. They can help if you’re having problems obtaining any contact details from the other person involve.
  5. Obtain an estimate on your cycle damage
    It’s likely that your bicycle will be written off or that your helmet and clothing have been damaged. Keep all receipts for repairs. And make sure to keep a record of any loss of earnings incurred.


In a claims process you should ideally look into contacting an experienced solicitor, one who specialises in dealing with cycling accidents, as soon as possible. Watermans are experts in all types of road accidents and can give you all the advice you need.

If you’re unsure if you’re entitled to claim for compensation following a bicycle accident, contact Watermans today.