Car accident not my fault – what to do?
The issue of liability – in other words, who is responsible for causing the accident – is undoubtedly the most crucial topic in personal injury. This is because accidents often result in expenses (sometimes running into thousands of pounds) that must be recovered from the party at fault.
If you are involved in a car accident that wasn’t your fault and the other driver admits liability – you are entitled to compensation for all injuries and losses. Remember to immediately note down any admission of liability, or better record it on your phone. Also note if any other witnesses happened to hear someone saying, or simply implying, that the car accident was their fault. This evidence will strengthen your case further down the line.
Unfortunately, it is quite common for people to declare things that prove to be premature or incorrect. On many occasions those who admitted liability change their statements a few days after the car accident; therefore, it’s extremely important to take note of any statements right away.
Claims where the other driver admits negligence are more straightforward than claims where liability is in dispute. If someone has already admitted liability, it should make for a much smoother process. That is, if all the correct details, such as their insurance information, are readily available and if they don’t change their statement later.
Issues concerning your compensation claim only occur when it is unclear who is at fault in a car accident. This may delay the process, but you will still be awarded compensation if the other driver is proven negligent.
You should appoint a personal injury solicitor specialising in road traffic accidents before you do anything else.
We understand that being involved in a car accident is overwhelming. It is often impossible to think clearly, especially if you’re in shock. In fact, some people completely forget to take any details that may later help them claim compensation. It’s crucial that you don’t drive away from the scene and that you get as many details as possible.
You never know when an accident may happen. Be completely prepared beforehand by downloading apps such as The Accident Tool Kit that provide you with all the information you need to collect in a step by step process.
After a non-fault car accident, contact a personal injury solicitor straight away to ensure you;
- Don’t lose your no claims bonus
- Don’t have to pay your insurance excess
- Have your car repaired and are provided with a courtesy car
- Don’t have to deal with your insurance company by yourself
You should always behave as though you are intending to pursue a claim, even if you do not initially intend to. This will at least set the wheels in motion should you wish to claim later.
With neck and back injuries, it’s not always initially apparent that you have suffered an injury. It can take days or even weeks for you to realise you have sustained an injury from the accident. You should always visit a doctor immediately after any auto accident, this will also help with your claim process later.
Following the above guidelines and recommended steps may save you unnecessary additional stress, time trouble and expense.