Passenger Road Traffic Accident Claims
People often don’t realise they have the same rights to claim compensation as a driver if they are involved in a road traffic accident. Whether you are travelling via public transport such as a bus or in a privately-owned car or vehicle, you can pursue a personal injury claim if you’ve been hurt through no fault of your own.
If the driver responsible for causing you an injury is a friend or relative, you may understandably be hesitant to claim compensation out of concern the person you know will have to cover all costs. However, the claim is against their insurer and any compensation pay-out will come from them. If the responsible party is uninsured, your compensation will be paid by the Motor Insurers’ Bureau (MIB).
It is important to remember the injuries passengers suffer due to road traffic accidents may be minor but can also be severe and life-changing. Compensation is vital to support you throughout any rehabilitation and to cover any medical costs, lost earnings or other expenses as you recover.
Drivers have a duty to drive safely and to protect passengers in their vehicle and other road users.
Passenger Road Traffic Accident – Frequently Asked Questions
If you have suffered an injury while a passenger in a road traffic accident, you may be entitled to a claim for compensation.
The first step is to contact us for a free no obligation consultation. As soon as we’ve got the details we will confirm if you’re entitled to claim.
Once you’ve been through the initial steps, we will handle everything on your behalf and contact the person responsible for your accident to let them know you are seeking compensation for your injuries and any associated accident damages. We will keep you updated on the progress of your claim at all times so you don’t have to worry about anything.
The standard cut-off date for making a personal injury claim is 3 years from the date of the accident. However, there are some exceptions to this rule:
- Mental Capacity – if the person involved is incapable of making a claim themselves, there’s no cut-off date, until they regain full ability to do so.
- Children – claims involving children under the age of sixteen have until their 19th birthday.
- Criminal Injuries – if your injuries were caused deliberately (i.e. the vehicle was used as a weapon), you have a separate right to claim under the Criminal Injuries Compensation Authority (CICA). The cut-off date for creating a claim through the CICA is 2 years from the incident.
Several factors influence how quickly your claim is settled, for example, the more serious your injury the longer it will take. Whiplash claims should settle within a few months but more serious injuries are likely to take much longer. When liability is in dispute, or the driver was uninsured, it will take much longer for your claim to settle.
The amount of compensation you’ll be able to claim for as a passenger in a road traffic accident can vary considerably, depending on how severe are your injuries.
When injuries are more significant, the compensation can be a lot of higher because of the impact the injuries will have on your lifestyle, work and even personal relationships. In such cases, the compensation received will support you throughout recovery and long after your claim to make sure you receive the appropriate treatment, support and rehabilitation.
Our personal injury compensation calculator will help you estimate the amount you may be able to claim for. However, the figures should be taken as a guide.
For a complete and accurate analysis of your pedestrian road traffic accident claim, please phone us on 0131 555 7055. Or contact us through our form.
Yes – you can claim for compensation after an accident as a passenger, whether you were travelling in a taxi, bus or vehicle driven by your family and friends.
Even when the driver was at fault you have a right to be compensated for:
- Medical costs
- Loss of earnings
- Any other expenses incurred due to the accident.
You might even be able to claim if you partially contributed to your injuries i.e. where you didn’t wear seatbelts. However, in these cases, the compensation awarded will be lower in value, due to your involvement.